Trust yourself with your credit card.

Blanket helps you earn rewards without risking debt. We automate your payoffs—so you never carry a balance.

No spam. Just an invite when we're ready.

How it works

Link your credit card

Securely connect through Plaid

Set your funding account

We'll use this to pay off charges in real time

Earn rewards without the risk

Use your card like normal, Blanket handles the rest

At the end of the month, Blanket uses those funds to pay off your credit card balance in full—no interest, no surprises.

Why people use Blanket

🏆 Earn rewards

🚫 Skip the interest

🔒 Bank-level security

🤝 Automatic, but in your control

Change your mindset

You’re not bad with money. Credit cards are just designed to trap you.

Blanket flips the script. Now you can finally use your card like it should be used—earn rewards, build credit, and never pay interest. It’s not about restriction. It’s about confidence.

Built for people like you

“I had stopped using my credit card because I lacked discipline to control my spending. With Blanket, I know I can't get myself in hot water. Blanket makes it feel automatic.” - Early tester, age 26
“I like that it just works quietly in the background. I get all of the points—and none of the stress.” - Credit card user, age 32

Join the early access list

We’re building Blanket for people who want to be done with credit card debt.

Avoid overspending, surprises, and interest.

Unlock safe spending and earned rewards.

Join the waitlist.

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